Pradhan Mantri Awas Yojana (PMAY) was launched by Hon. PM Narendra Modi with a vision of home for all the people in the country. The PMAY scheme offered various benefits to the home buyers making it possible to own a house of their own. PMAY scheme is one of its kind in the world which not only is for lower income group (LIG) but also for the middle income group (MIG).